What is the NYSC Accident Insurance Plan?

NYSC Accident Insurance Plan – Protection Throughout Your National Service

Exclusively on the InsureOnGo Marketplace

The NYSC Accident Insurance Plan is a dedicated protection policy for corps members enrolled in the National Youth Service Corps (NYSC) program. Tailored to meet the unique needs of young Nigerians serving their country, this plan offers financial security in the event of accidental injury, disability, medical emergencies, or loss of life during the one-year mandatory service period.

Though there is currently no official NYSC-specific policy named under Unitrust, coverage is made available through their Personal Accident Insurance scheme—structured specifically for the NYSC community.

Plan Structure and Coverage Options

The product is split into two primary sections:

Section 1: Personal Accident Insurance (Available via Unitrust)

• Bronze Plan
  • Accidental Death Benefit
  • Permanent Total Disability
• Gold Plan
  • All Bronze Benefits
  • + Permanent Partial Disability
• Platinum Plan
  • All Gold Benefits
  • + Temporary Disability Allowance
  • + Medical Expense Coverage
  • + Travel & Mobility Protection
  • + Road Travel Accident Cover
  • + Emergency Medical Evacuation (proposed for future inclusion)

Section 2: Primary Health Care (Currently Not Offered by Unitrust)

This portion would typically provide HMO or general medical services, but Unitrust does not currently offer HMO services through this product.

Why It’s Perfect for Corps Members

• Affordable Premiums – Designed with corps members’ budgets in mind.
• Tailored to NYSC Service Risks – Focused protection for road travel, mobility, fieldwork, and rural assignments.
• Flexibility of Coverage – Choose the level of protection that suits your service year needs.
• Peace of Mind for You & Your Family – Financial support in case of accidental events.
• Scalable Group Coverage – Designed to handle coverage for large numbers of corps members through strategic reinsurance if necessary.

Important Notes

• Unitrust is open to designing plan benefits and flat premium rates in agreement with the NYSC Commission.
• The insurer may consider volume-based discounts for NYSC-wide adoption.
• No co-insurance options available on the InsureOnGo platform—users select their preferred insurer directly.
• Unitrust may retain full liability or arrange reinsurance support depending on the scale of deployment.

Why Buy on InsureOnGo Marketplace?

• Transparent Comparison – Easily review plan options and benefits.
• Instant Coverage – Get protected immediately after purchase.
• Safe & Secure Payments – Buy confidently with verified insurers.
• Custom-Built Plans for NYSC Life – Your service year, your protection.

Begin Your NYSC Year with Confidence

With the NYSC Accident Insurance Plan on InsureOnGo, you focus on serving Nigeria—we focus on protecting you.

Get Covered in 3 Simple Steps!

• 1️⃣ Enter Your Details – Provide your personal and beneficiary information.
• 2️⃣ Compare Plans – Choose from multiple insurers at the best price.
• 3️⃣ Buy & Download – Pay securely and get your policy instantly!